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400 W Spruce Street Chatham, IL 62629 Residential - Single Family Active

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  • 400 W Spruce Street, Chatham, IL 62629 Main Photo

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Description

COMING SOON! Bring your vision to this classic 1967 ranch and discover a home with good bones and endless potential. Perfectly situated on an expansive, 3.5 city lots, this 3-bedroom, 2-bathroom layout offers the single-level living youve been looking for. While the interior is ready for a cosmetic refresh to bring it into 2026, the fundamentals are all there: spacious rooms, main floor laundry closet, an attached 2-car garage, and a full basement thats a blank canvas for a home gym, workshop, or additional living space. The outdoor setup is a true standout for hobbyists and entertainers alike. Enjoy year-round comfort in the heated enclosed porch, which overlooks a massive, fully fenced backyard?perfect for pets or gardening. The property also includes a handy storage shed for all your tools and gear. If youre a buyer with a vision looking to build equity through some DIY love, this solid mid-century gem is the opportunity you've been waiting for. 2blocks from Chatham Elementary. Roof 2023, 4 Season enclosed porch has electric heater. Many replacement windows.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,925
Garage Size: 2
Attached Garage
Built in 1967
High School: Chatham District #5
Stone Exterior

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 2,925
County: Sangamon
High School: Chatham District #5
Subdivision: None
Listed By:
The Real Estate Group, Inc. Offc: 217-787-7000
RMLSA

Room Information

Bedroom 1: 10 X 12 Level - Main
Bedroom 2: 12 X 12 Level - Main
Bedroom 3: 16 X 11 Level - Main
Living Room: 19 X 12 Level - Main
Dining Room: 12 X 12 Level - Main
Kitchen: 12 X 10 Level - Main
Additional Room: 14 X 11 Level - Main
$197,900
Est. $1,299/mo
3beds
2baths
2,925sqft
2cars
New to the Market Active
BEDS3 BATHS2 full SQUARE FEET2,925 MLS#CA1042979
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONNone SCHOOLChatham District #5

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400 W Spruce Street, Chatham, IL 62629.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $197,900$197,900$197,900
Down Payment $39,580$6,927$49,475
Monthly Mortgage Amount $924$1,165$1,203
Taxes $275$275$275
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$87$0
Monthly Estimated Total $1,299$1,627$1,578

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