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514 Spruce Street Madison, WI 53715 Residential - Single Family Active

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Description

Bay Creek charm with room to expand! Includes a newer oversized detached 2 car garage with dedicated storage space. A rare find in this part of the city! Room for vehicles, bikes, gear, and everything else Madison life offers. Lower level is finish-able too. Thoughtfully improved for low-maintenance living and year-round comfort. Newer 2-stage furnace and heat pump efficiently keeps the house comfortable. Gutter guards mean less time on a ladder every fall. Out back, a natural gas hookup on the patio makes outdoor grilling effortless, no tanks to swap, just fire it up. A custom porch shade extends your outdoor season. Items included in the sale: Water softener, Kitchen cart, Microwave, range/oven, refrigerator, 6 stools, Custom porch shade, All light fixtures and window coverings. This hard to find larger city lot is Zoned TR-C2 and is 6,752 sq ft. It meets the City of Madison basic requirements for an ADU. The Capitol and revitalized John Nolan Corridor is just minutes from your door!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 753
Garage Size: 1
Built in 1941
Elementary School: Franklin/Randall
High School: West
Middle School: Hamilton

General Information

Bedrooms: 2
Bathrooms: 1
Sqft: 753
County: Dane
High School: West
Subdivision: Bay Creek
Listed By:
Stark Company, REALTORS Pref: 608-213-8778
SCWMLS

Room Information

Primary Bedroom: 11x11 Level M
Bedroom 2: 11x10 Level M
Kitchen: 10x10 Level M
Living/Great Room: 13x11 Level M
$389,000
Est. $2,470/mo
2beds
1baths
753sqft
1cars

Listing Courtesy of: Stark Company, REALTORS
Agency Contact: Pref: 608-213-8778
IDX logo


New to the Market Active
BEDS2 BATHS1 full SQUARE FEET753 MLS#2020651
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONBay Creek SCHOOLMadison

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514 Spruce Street, Madison, WI 53715.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $389,000$389,000$389,000
Down Payment $77,800$13,615$97,250
Monthly Mortgage Amount $1,816$2,290$2,365
Taxes $541$541$541
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$171$0
Monthly Estimated Total $2,470$3,115$3,019

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/20/2026. The listing information on this page last changed on 04/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 04/20/2026 12:19:22 AM EST) or MRED MLS (last updated Mon 04/20/2026 12:11:51 AM EST) or SCWMLS (last updated Sun 04/19/2026 11:54:36 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 04/19/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Sun 04/19/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Mon 04/20/2026 12:18:41 AM EST) or ICAAR MLS (last updated Sun 04/19/2026 11:37:26 PM EST) or ECIMLS (last updated Sun 04/19/2026 11:44:11 PM EST) or RMLSA (last updated Mon 04/20/2026 12:10:56 AM EST) or Muscatine MLS (last updated Mon 04/20/2026 12:15:21 AM EST) or No Coast MLS (last updated Mon 04/20/2026 12:14:18 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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