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514 Spruce Street, Madison, WI 53715.
Bay Creek charm with room to expand! Includes a newer oversized detached 2 car garage with dedicated storage space. A rare find in this part of the city! Room for vehicles, bikes, gear, and everything else Madison life offers. Lower level is finish-able too. Thoughtfully improved for low-maintenance living and year-round comfort. Newer 2-stage furnace and heat pump efficiently keeps the house comfortable. Gutter guards mean less time on a ladder every fall. Out back, a natural gas hookup on the patio makes outdoor grilling effortless, no tanks to swap, just fire it up. A custom porch shade extends your outdoor season. Items included in the sale: Water softener, Kitchen cart, Microwave, range/oven, refrigerator, 6 stools, Custom porch shade, All light fixtures and window coverings. This hard to find larger city lot is Zoned TR-C2 and is 6,752 sq ft. It meets the City of Madison basic requirements for an ADU. The Capitol and revitalized John Nolan Corridor is just minutes from your door!
MLS ID: 2020651
Listing Courtesy of:
Stark Company, REALTORS
Agency Contact: Pref: 608-213-8778
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514 Spruce Street, Madison, WI 53715.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $389,000 | $389,000 | $389,000 |
| Down Payment | $77,800 | $13,615 | $97,250 |
| Monthly Mortgage Amount | $1,816 | $2,290 | $2,365 |
| Taxes | $541 | $541 | $541 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $171 | $0 |
| Monthly Estimated Total | $2,470 | $3,115 | $3,019 |